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If you struck a parked car or if another vehicle hits your parked car, your insurance provides coverage, and rest assured, you’re not alone. A recent study found that 69% of hit-and-run accidents in the U.S. involved parked cars. At Accurate Insurance, we’re determined to provide helpful information, along with the best auto insurance in […]

At Accurate Insurance we believe that every motorist on our roads and highways should be familiar with Illinois minimum auto insurance requirements, including uninsured motorist coverage. Uninsured Motorist Coverage Typically, when you’re in an accident and the other driver is at fault, their auto liability coverage would help pay for your medical bills or repairs to […]

The answer to this question is that if you are caught running a red light or stop sign in Illinois, you’ll typically be looking at a fine and demerit points added to your driver’s license. And yes, that may also cause auto insurance companies in Illinois to increase your insurance rates as thousands of Americans […]

When you purchase Illinois vehicle auto insurance, your deductible is the amount of money you must pay out of pocket before the insurance company begins to cover the cost of repairing your vehicle. Types of Auto Insurance Unlike health insurance plans covering all types of medical care, car insurance is broken up into multiple types […]

A lapse in car insurance may occur due to a missed payment or failing to renew your policy. Some people may even let their insurance expire on purpose if you are not driving for a long period of time. At some point, you will need to get your car insurance back after it has lapsed. […]