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Affordable Online Car Insurance Quote For Illinois Residents!



Accurate Auto Insurance is a leader in Illinois car insurance. We offer affordable car-insurance quotes for new drivers, high-risk drivers, and everyone in-between. Accurate Insurance offers a straightforward approach to instant, online car-insurance quotes in Illinois. We stand apart from other auto insurance companies in Illinois because of our low-cost car insurance rates. If you’re looking for a quick car insurance quote or SR22 insurance, you’ve come to the right place Simply enter your zip code into the field on the right and we’ll get back to you shortly with your free Illinois car-insurance quote.

What You Need to Know About Illinois Car Insurance Requirements

Because we strive to provide you with the cheapest car insurance rates, we want you to be informed about your state’s financial responsibility requirement. In Illinois, the minimum amount of liability insurance coverage required to satisfy the Illinois Financial Responsibility law is 25,000/50,000/20,000. To put it simply, your insurance policy has to insure you against loss in an accident where you are determined to be at-fault for a minimum of:

  • $25,000 for bodily injury or death of one person in any one accident
  • $50,000 for bodily injury or death of two or more people in any one accident (with a $25,000 per person limit)
  • $20,000 for injury to or destruction of property of others in an accident.

The goal of cheap car insurance in Illinois is not only affordability, but also obtaining the coverage you need. We will work with you to determine the amount of car insurance you should carry, and we provide you with a quote that reflects your actual costs. We strive to be as accurate as possible, so you know exactly what to expect.

Illinois Certificate of Financial Responsibility (SR-22)

An SR-22 is a certification of proof of Financial Responsibility issued by your insurance company and provided to the Illinois Secretary of State. It serves as proof that you have purchased liability insurance. You may require an SR-22 if the following circumstances apply to you:

  • You’ve been convicted of 3 or more mandatory insurance violations
  • You’ve been suspended under the Safety Responsibility Law because of an uninsured accident
  • You’ve received a DUI or DWI

When you’re at higher risk than the average driver, there will be additional costs when it comes to your car insurance. Failure to comply with an order for an SR-22 in Illinois can have some serious consequences, especially if you’re involved in an accident or you receive a ticket during the time you are supposed to carry this documentation. We understand the importance of finding cheap car insurance, even if you are a higher risk, but it’s also necessary to make sure you have the proper coverage. We strive to help you find the balance you need.

Resources for Illinois Drivers

  • For general information from the Illinois Secretary of State, click here
  • For more information on mandatory insurance minimums, click here
  • For information about the Illinois DMV, click here

How Do I Get Illinois Car Insurance?

By law, you are required to carry adequate car insurance as detailed above. Whether you can only afford the bare minimum for your coverage or you need to find affordable car insurance with more coverage in Illinois, we are ready to help. Our experienced professionals can help you determine exactly what you need and at the best possible rates. We want you to drive your car with the confidence that you are protected in the event of an accident.

Accurate Auto Insurance offers online car insurance quotes and SR-22 insurance for Illinois residents! Count on Accurate for your Illinois car insurance needs whether you live in Chicago, Aurora, Rockford, Joliet, Naperville, Springfield, Peoria, Elgin, and more. Contact an Accurate Auto customer service representative today at (708) 599-4900 or enter your zip code above to get started. We’ll be back to you in minutes with a cheap Illinois car insurance quote.