Cheapest Motorcycle Insurance in AZ | Instant Free Quotes

Find the Cheapest Motorcycle Insurance in AZ

Cheap Motorcycle Insurance for Arizona Riders

Arizona is a popular state for motorcyclists as it offers beautiful scenery, open roads, and optimal riding weather for a majority of the year. As of 2021, there were over 220,000 on-road motorcycles registered in the state. If you are one of the many motorcyclists living in the area, you’re probably searching for the best motorcycle insurance in Arizona.

Motorcyclists are legally required to carry insurance, but this doesn’t mean they have to break the bank to get the coverage they need. There are many tailored insurance plans available, as well as specific add-ons for riders to choose from. Thanks to Accurate Auto Insurance, finding cheap Arizona motorcycle insurance is simple. Even if you have past tickets, DUI violations, or you’re a high risk driver, we can help you find the right plan.

At Accurate Auto Insurance, we pride ourselves on providing insurance at the best prices for every driver. Whether you’ve been on your Harley for decades, or you’ve just bought your first bike, we will help you find the lowest possible rates in AZ for motorcycle insurance.

Receive a free quote for Arizona motorcycle insurance when you call 1-800-999-1034 today!

Coverage Options

There are many different coverage plans available for various types of motorcycles and similar vehicles, such as classic motorcycles, custom bikes, scooters, and more.

Your coverage options range from liability only, to comprehensive coverage complete with various add-ons, such as custom part protection and rental reimbursement. The minimum insurance requirements in Arizona are not adequate in the eyes of most riders. This is why many customers contact us looking for more expansive plans and additional coverage that is still affordable.

Some of these add-ons and plans include:

  • Roadside Assistance Coverage
  • Custom Part Protection
  • Accessories Coverage
  • OEM Part Replacement Coverage
  • Rental Reimbursement
  • Total Loss Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Bodily Injury Liability Coverage
  • Enhanced Injury Protection
  • Uninsured/Under-Insured Motorist Coverage
  • Medical Payment Coverage
  • Property Damage Liability Coverage

Minimum liability insurance in Arizona offers bodily injury and property damage coverage. However, the limits are low and most motorcyclists will opt from higher coverage plans.

Arizona Motorcycle Insurance Requirements

It is a state law to have some form of motorcycle insurance coverage in Arizona. Every rider should know the minimum level of coverage required to protect against potential financial risks and legal penalties.

The minimum motorcycle insurance requirements in Arizona are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Regardless of whether you opt for minimum coverage or a comprehensive plan with multiple insurance add-ons, there are various factors that will affect your rates.

Motorcycle insurance in AZ costs vary based on age, gender, riding experience, accident record, bike model, riding habits, and the area in which you live.

Cheap SR22 Insurance in Arizona

If you’ve been convicted of insurance violations, received a DUI/DWI, or you’ve been suspended due to an uninsured accident, you probably need SR-22 in Arizona.

An SR-22 certificate is proof of financial responsibility; it’s issued by your insurance company and serves as proof that you have liability insurance.

If you are in need of Arizona SR-22 insurance coverage, contact us and learn more about affordable SR22 insurance today.

Call Us for Cheap Arizona Motorcycle Insurance Quotes

Because Accurate Auto Insurance has longstanding partnerships with top-rated motorcycle insurance carriers, we are able to provide our customers with the cheapest Arizona rates instantly.

If you have a poor driving record, you can still get affordable motorcycle insurance- Just enter your Arizona zip code to receive your free quote today!

You can contact us online or give us a call at 1-800-999-1034. We also offer cheap Arizona car insurance to drivers throughout the state.


“Had a great experience dealing with this company. After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

– Monica S. Chicago, IL

“I have had insurance with Accurate for over 5 years. What a great company to work with. The employees are great and very friendly.”

– Ken G. Chicago, IL
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