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Driving Experience and Auto Insurance Quotes in Illinois

Published on September 18th, 2018

Driving experience plays a big factor when it comes to Car insurance quotes in Illinois. If you have a history of at-fault accidents or you recently got your license, your insurance rate may reflect that. However, if you have a clean driving record and you are an experienced driver, your insurance quote likely reflects this as well.

Age Versus Experience

To put it simply, if you are under 25 or over 65, you will likely pay more for auto insurance. If you recently got your license, it is difficult to prove that you have the experience necessary to achieve a lower rate, even though you may be a great driver. This comes with the territory of newly getting your license. Part of this is due to the fact that the overall crash-related deaths per mile are twice as high for drivers who are 16 and 17 years old compared to drivers who are 18 and 19 years old. As you age into your 60s, other factors such as vision and hearing also taken into consideration.

Prior Driving History

Before you get an auto insurance quote in Illinois, verifying your previous driving history is an important step to take. This is especially difficult if you are moving to a different country, where it may be more difficult to prove your driving history.

Compare Insurance Quotes

In order to find the lowest auto insurance quotes in Illinois, you’ll need to do some research. At Accurate Insurance, we proudly offer low-cost insurance in Illinois regardless of age, credit, tickets or accidents!. Visit our site for a free quote.

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