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Need an SR-22 certification, but don’t know where to start? Don’t worry! Accurate is here to help. Not only will we make sure that your SR22 is filed correctly, we will help you get an SR22 insurance policy that suits you perfectly.

At Accurate Insurance, we make the process easy as can be. If the court has ordered you to carry an SR22, simply fill in your zip code above to get started. We’ll take care of the details.

We understand most people have never heard of SR-22 insurance, at least not until they are required to carry it for themselves. For this reason, we strive to ensure you understand what it is and why you need it, as well as how to get the best deal on your car insurance policy.

What is an SR-22 Certificate?

An SR-22 certificate is a court or state-ordered document which shows minimum insurance coverage has been obtained by a driver. For example, a person may be required to submit an SR-22 in order to regain their right to drive after their license has been suspended or revoked.

SR-22 certifications are used in almost every state to ensure high-risk drivers meet minimum liability coverage requirements. An SR-22 certificate is also referred to as a Certificate of Financial Responsibility, as gaining insurance coverage covers the driver’s liability to others who may be involved in a future accident.

Do I Need SR-22 Insurance?

Not all drivers will need to file an SR-22 form or obtain an SR-22 insurance policy. These measures are reserved for high-risk drivers. Those who need to obtain this kind of documentation will be notified by the court or state imposing the requirement.

Some situations that may require a driver to file an SR-22 certificate include:

  • License suspension or revoked license
  • Driving without insurance or a valid license
  • DUI, DWI, or any other serious moving violation
  • At-fault accidents while driving without insurance
  • Repeat traffic offenses or many tickets in a short time period

When you go to court for these various offenses, the judge will let you know if you are required to carry SR-22 insurance. Once you are court-ordered to carry it, it’s important to contact us as soon as possible so we can help you get the coverage you need. Failing to comply with the order can have serious consequences, so it’s best to act quickly.

When Does My SR-22 Expire?

Typically, you will be required to carry the SR-22 for a specific amount of time in order to maintain driving privileges. This differs by state, but most states require a time period of three years. Once you’ve carried SR22 auto insurance for that time period, your state or court-ordered insurance requirements will expire. You must carry continuous insurance for the entire time that your SR-22 is required.

If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately. This can result in further license suspension or other penalties. When you work with us on your SR-22 insurance, you will find the low-cost options you need in order to keep your insurance in effect for the appropriate time period. Once that period is over, you will be able to purchase and hold a standard, lower cost insurance policy.

How Can I Get an SR-22 Certificate?

Contact a customer service representative today or enter your zip code above to get started! If you have an existing policy, we’ll work with your insurance company to ensure that the necessary SR-22 form is filed with your state’s Department of Motor Vehicles (DMV). Once the SR-22 is filed, your license suspension will be lifted and you can drive again legally.

We’re Your Top Choice for SR-22 Insurance in Chicago

Searching for ‘SR22 Near Me’?

When you find yourself seeking ‘cheap SR22 insurance near me,’ it’s time to talk to someone that understands! At Accurate Auto Insurance, we have experience finding affordable insurance in Illinois, Texas, Mississippi, and many other states where our team operates. We’ll help you keep your insurance costs down so that you have more funds left over for what matters most.

All Driving Records Welcome

As experienced providers of SR-22 insurance, we’ve seen the full range of driving records. We believe that a person’s driving record shouldn’t exclude them from accessing affordable SR22 insurance in Illinois. We welcome all drivers to apply for an instant quote on our website. 

No Credit Check Required

Our application process does not require a credit check. This allows us to reach as many customers as possible and offer them affordable rates, no matter what their current or past financial situation is. We’ll help you find a policy with an insurance premium you can afford.

Get Started Today

Talk to a support staff member to learn more about our affordable Chicago SR22 rates. Accurate will find you the cheapest SR-22 insurance in your area. You can count on us! Our experienced staff understands your needs and works closely with you to ensure that you are following the court orders, all while keeping your insurance rates as low as possible.