Car insurance differs amongst states when it comes to prices, requirements and products. Because of this, it is common to wonder if you can use out-of-state car insurance. You may also question this if you are moving or simply if you are going on a long road trip. Here is more information regarding Illinois auto insurance and beyond.
Coverage in All 50 States
It is typical for car insurance companies to allow you to drive anywhere in the U.S. and Canada while still being covered. Coverage is based on the fact that you are traveling or visiting another area rather than permanently moving.
If you are permanently moving to another state, your car insurance may not cover you. This is dependent on whether or not your current provider offers nationwide coverage. Permanently moving often requires getting a new car insurance policy. For example, if you are moving from Wisconsin to Illinois, you’ll need to look into Illinois auto insurance.
Accidents Out of State
If you get into an accident out of state, it will be processed the same way it does in your home state. Investigators will help determine who is at fault of the accident.
It is important to fully understand the legal requirements regarding auto insurance for the state in which you live. If you have questions regarding Illinois auto insurance or auto insurance in general, please feel free to contact us today! You can also instantly get a quote from us on our website!