When it comes to car insurance, there are many factors that play a part in determining the rate that you pay. If you have a history of accidents, you might pay a higher amount, while if your driving record is clean, you may pay the Illinois minimum auto insurance rate.
Here are some mistakes that may cause an increase in your car insurance rates.
Some drivers deliberately lie when filling out their quote form. For example, they may leave out an accident that occurred years ago or claim their car is a different year than it actually is. You may think you are scamming the system by doing this, but car insurance companies do research on your application to make sure the information is accurate. If your form is incorrect, it may result in higher rates or cancellation of your entire policy.
Canceling Too Early
If you are looking for the Illinois minimum auto insurance and you want to switch to a new policy, make sure that you don’t cancel your old policy too early. If you happen to get in an accident if there is a gap between your coverage periods, you will have to pay out of pocket for any damages that occur.
Not Comparing Quotes
When you’re trying to find affordable auto insurance, at the very least, you should compare quotes to find the best option for you.
Car insurance doesn’t have to be as complicated or daunting as you think it is. To find out more information on the Illinois minimum auto insurance or to get a quote now, rely on Accurate Auto Insurance!