Multi-Car Insurance Policies vs. Separate Policies

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Multi-Car Insurance Policies vs. Separate Policies

Published by AccurateWP

Finding auto insurance coverage in Illinois for one car is easy enough, but what happens when a second car is thrown into the mix? While it is possible to get two separate auto insurance policies, it is generally cheaper to group your policies together under one single policy. Insurance companies like to keep their customers happy and provide them with a straightforward plan that will benefit all drivers in their family. Convenience is also part of this package; instead of paying separately, everything is packaged under one plan. You can expect multi-car policies to cover 2-5 vehicles.

However, Multi-Car Policies Aren’t Always Ideal

Auto insurance coverage in Illinois is not a one-size-fits-all approach. What works for one person or family may not work for another. For example, if multiple cars are covered under the same policy, it might be more expensive if one of the drivers has many at-fault collisions that took place within a certain timeframe. This could cause the premium to increase and make it more expensive for those involved in the plan.

Regardless of the policy you choose, trust that you will get an affordable rate with a high-quality company! Talk to our professionals at Accurate Auto Insurance if you are wondering whether it is best to have separate policies or multi-car policies for your auto insurance coverage in Illinois. You can also use our site to get a free quote that will take you only minutes to complete!

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