Chicago IL SR22 Insurance - Find Cheap SR-22 Insurance in Illinois

Illinois SR22 Insurance

If you’re looking for an affordable SR-22 certificate, turn to the insurance experts at Accurate Auto Insurance. Our team will file your SR-22 directly with the Illinois Secretary of State and help you find a low-cost policy to match your needs.

Simply give us a call at 800-999-1034 or fill in your zip code at the top of the page to get started! We’ll take care of the rest.

We know that finding SR-22 insurance can be overwhelming, especially if you’re not familiar with this type of coverage. For this reason, we want to help you understand what SR-22 is and how you can find an affordable policy that fits your needs.

Why Choose Us for SR-22?

All Driving Records

At Accurate Auto Insurance, we believe everyone deserves affordable auto insurance, regardless of their driving history. This is why we welcome all drivers to request an instant quote on our website.

No Credit Check

Our SR-22 application process is simple and doesn’t require a credit check. This allows us to reach as many customers as possible and offer them affordable rates, no matter their financial history.

Instant Coverage

Our quotes only take a few minutes to complete, and you can be covered the very same day! We also provide immediate proof of auto insurance coverage.

Automatic Filing

No need to worry about complicated paperwork. We file the SR-22 certificate on your behalf directly with the Illinois Secretary of State.

What is SR-22?

An SR-22 certificate is a state-ordered document that proves you have the minimum liability insurance coverage to drive. You may be asked to complete an SR-22 certificate if you’re a high-risk driver or if your driving privileges have been revoked.

You may be considered a high-risk driver if you:

  • Have multiple traffic violations
  • Have a DUI
  • Have been caught driving without insurance or a valid license
  • Have a suspended or revoked license
  • Had an at-fault accident while driving without insurance
  • Have obtained multiple tickets in a short amount of time

Do I Need SR-22 Insurance?

Not every driver requires SR-22 insurance. This requirement is only for people who have been deemed high-risk drivers by the state of Illinois.

If you’re required to get SR-22 insurance, the court or state will notify you directly. Most commonly, a judge will tell you if you need to carry SR-22 insurance during your court proceedings. In some cases, you may need SR-22 car insurance to get your driver’s license reinstated.

How Do I Get SR22 Insurance in Chicago?

If you live in Chicago, your SR-22 insurance requirements will be the same as those of Illinois. Simply call our team at 800-999-1034 or enter your zip code at the top of this page to get started!

We’ll begin by asking you some basic questions, including your location and contact information. Then, we’ll help you find an affordable insurance policy that fits the bill for SR-22. Once you’re satisfied with your insurance quote, we’ll file your SR-22 proof of compliance directly with the State of Illinois.

We’ll send you proof of coverage right away, but it will take the Illinois Secretary of State up to 30 days to process your SR-22 request. Once they do, they’ll mail you a letter and a copy of the SR-22 for you to keep in your vehicle.

If you have an existing Chicago auto policy, we’ll work with your insurance company to ensure that the necessary SR-22 form is filed with the Illinois Secretary of State’s office.

How Long Do I Need SR-22 Insurance in Illinois?

Illinois usually requires you to carry an SR-22 certificate for at least 3 years, but this timeframe will vary based on your driving record. Once you’ve carried SR-22 auto insurance for that amount of time, your state or court-ordered insurance requirements will expire. Once that period is over, you will be able to purchase and hold a standard, lower-cost insurance policy.

If your policy lapses or you cancel your insurance, your auto insurance company is required to notify the Secretary of State immediately. This can lead to license suspension or other penalties. This is why it’s important to maintain consistent insurance coverage until your SR-22 expires.

Find Cheap SR22 Insurance in Illinois

If you’re looking for affordable SR-22 insurance in Illinois, turn to the experts at Accurate Auto Insurance. We have extensive experience finding affordable rates for Chicago and Illinois residents.

Call our team at 800-999-1034 or enter your zip code at the top of this page to get started!


“Had a great experience dealing with this company. After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

– Monica S. Chicago, IL

“I have had insurance with Accurate for over 5 years. What a great company to work with. The employees are great and very friendly.”

– Ken G. Chicago, IL
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