Many Americans have growing families that require more than one car in order to function efficiently. If you need to insure a second car, you may be scared of the extra amount of money it’s going to cost you either monthly or annually. However, rest assured that auto insurance coverage in Illinois for two cars instead of one is typically cheaper. Here’s everything you need to know about multi-car insurance policies.
Why Multi-Car Policies are Typically Cheaper
If you have multiple cars that need to be insured, you’ll be happy to know that they can be insured under the same policy for an affordable price. Multi-car policies typically involve a discounted price in order to appeal to the customer, so they will continue to use that company. It is also more convenient to insure multiple cars under the same auto insurance coverage in Illinois. The average number of vehicles on a multi-car policy is 2 to 5.
They Aren’t Always Cheaper
Take the drivers into consideration when it comes to determining the price of auto insurance; if one driver included in the plan has a history of accidents, it can be more expensive to include them in your multi-car package. Your premiums will likely be higher as long as the high-risk driver is living in your house and driving under your policy.
Are you interested in affordable auto insurance coverage in Illinois? If so, Accurate Insurance is here to help! Please contact us if you want to learn more about our rates.