Cheap Car Insurance in Aurora, IL | Get an Instant Quote

Cheap Car Insurance in Aurora, IL

Auto insurance rates in Aurora, Illinois are lower than the state average, however, it can still be hard to get affordable coverage that provides the protection you need. Finding the cheapest car insurance in Aurora, IL may be difficult without the right guidance and insurance provider.

Since 1992, Accurate Auto Insurance has been helping drivers throughout Chicagoland find affordable car insurance in Aurora and the surrounding areas. We understand that the most affordable quote may not be easy to distinguish between car insurance companies. We also understand that while some drivers simply want cheap car insurance in Aurora, IL, others are required to carry SR22 insurance in Illinois due to their driving history.

Whatever your needs or coverage preferences may be, the insurance professionals at Accurate Auto Insurance can help you get cheap quotes in minutes!

Illinois Minimum Insurance Requirements

Driving in Illinois without car insurance is illegal. Every driver must maintain the minimum coverage requirements mandated by the state. However, higher coverage options are encouraged.

The state minimum car insurance requirements in Illinois are as follows:

  • $25,000 for bodily injury or death of one person in an accident
  • $50,000 for bodily injury or death of more than one person in an accident
  • $20,000 for another person’s property damage

Car insurance rates vary from person to person based on age, credit, driving history, and other variables. A high risk driver will almost always have to pay more for coverage than an individual with a good driving record. Fortunately, at Accurate Auto Insurance, we get you the best rates regardless of your history, previous or pending citations, credit score, etc.

We help customers find an insurance plan they can depend on that won’t make driving or owning a car unaffordable. From state minimum coverage plans and SR-22 certificates, to comprehensive plans with collision coverage, our representatives can aid you in finding the best deals in Aurora, IL.

Whether you’re in the market for high liability coverage, or you use your vehicle primarily for work, Accurate Auto Insurance will be able to find the best policy for you.

SR-22 Certificates in Aurora

SR-22 is a responsibility certificate that is required in Illinois and various other states for drivers who insurance companies consider high risk. This may pertain to you if you’ve been involved in multiple accidents, been charged with a DUI, have three or more convictions for mandatory insurance violations, your driver’s license is suspended, or you’ve encountered other driving-related offenses.

Failing to comply with Illinois’ Financial Responsibility Insurance requirements (failing to maintain SR-22 coverage at any time) can lead to license suspension, revocation, fines, reinstatement fees, and more. If you’re required to carry SR-22, Accurate Auto Insurance can help you find cheap SR-22 coverage, as well as affordable car insurance in Aurora that leaves you protected on the roads.

If you have questions about SR-22 car insurance costs, or you’re looking for more affordable options for an SR-22 certificate in Aurora, IL, our car insurance representatives can help.

The Best Car Insurance in Aurora for Your Needs

Car insurance companies offer different rates for drivers based on numerous factors. Variables that affect drivers’ insurance rates can include:

  • Age
  • Gender
  • Credit Score
  • Driving History/Citation History
  • Location (i.e. rate of car thefts in an area, number of uninsured motorists in the state, etc.)
  • Make and Model of Vehicle
  • Marital Status
  • Use of Vehicle

Car insurance premiums in Aurora, IL can vary greatly based on the above factors. This is why at Accurate Auto Insurance, we work to get clients truly affordable quotes for personalized insurance plans that will fit their car, budget, location, coverage preferences, and more.

Contact Us for Cheap Car Insurance Quotes in Aurora, IL

If you’re struggling to compare car insurance in east Aurora, or anywhere in Illinois, our team can help. Contact us at Accurate Auto Insurance today to receive Aurora car insurance quotes that match what you can afford. We provide instant results and give customers the opportunity to choose a policy that meets their needs and budget.

Call (800) 999-1034 today for an instant quote!


“Had a great experience dealing with this company. After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

– Monica S. Chicago, IL

“I have had insurance with Accurate for over 5 years. What a great company to work with. The employees are great and very friendly.”

– Ken G. Chicago, IL
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