What To Do If You’ve Been In an Accident and Need SR22 Insurance

Most people have never heard of SR22 insurance. But if you have been in an accident and don’t have car insurance, chances are the state is now requiring you to have SR22 insurance. Knowing the correct steps to take can help you get back on the road and back to your normal life as quickly as possible

At Accurate Auto Insurance we do our best to keep you driving safely and affordably. We created this guide to educate you if you’ve been in an accident and now need SR22 Insurance.

What Is SR22 Insurance?

First off it’s important to know that while it is called SR22 Insurance it is not actually an insurance policy. Rather, it is proof that you now have and will have insurance in the future. The SR22 is a financial responsibility certification required by the state to make sure you will be held financially responsible for any damages you may cause.

How Long Will I Need SR-22?

This will vary from state to state but usually the minimum term to carry SR22 is 3 years.

Why do I need to have SR22?

People required by the state to have an SR22 have experienced one of the following:

● You are convicted of a DUI/DWI.
● You are found to be driving while uninsured.
● You are involved in a serious injury-causing accident.
● You have a large number of points on your driving record.

How Do I Get SR22 Insurance in Peoria?

To get SR22 Insurance in Peoria you must call your insurance company to make sure they file the proper SR22 form with the DMV. As soon as the form has been filed your suspension will be lifted and you will be free to drive legally again.

Unfortunately, needing an SR22 proof of insurance means that you are considered high risk to insurance companies. Many insurance companies do not insure anyone that is high risk. You will most likely see an increase in rate even if they will insure you.

Call Accurate Auto Insurance for SR22 Insurance in Peoria

We understand that accidents happen and want to work with you to keep you driving safely and affordably. We deal with SR22’s all the time and will have you insured and your form filed in a timely manner. Take care of the process quickly and painlessly, call today at 1-800-999-1034.