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Chicago Motorcycle Insurance

Cheap Chicago Motorcycle Insurance

If you ride a motorcycle without insurance, you can face hefty Illinois state fines and penalties. Of course, if you get in an accident and you’re uninsured, you’ll face a frightening financial burden. That’s why it’s Illinois law to require all drivers to have motorcycle insurance.

Even if you have a less-than-perfect driving record, you can still find cheap Chicago motorcycle insurance rates. That’s where Accurate Auto comes in. Because we have close partnerships with over two dozen motorcycle insurance carriers, we can instantly generate the cheapest Chicago motorcycle insurance quote for you.

Simply enter your zip code and receive your free motorcycle insurance quote in minutes.

Chicago Motorcycle Insurance Requirements

It’s important to know the legal minimum insurance requirements in Illinois. That way, you’ll be protected. To legally register your motorcycle in Chicago, you must have the following minimum liability insurance coverage:

  • $25,000 for injuries to or death of one person in one accident
  • $50,000 for injuries to or death of more than one person in one accident
  • $20,000 for property damage coverage per accident

Illinois Certificate of Financial Responsibility (SR22)

Chicago motorcyclists should also be aware of the Illinois Certificate of Financial Responsibility. The SR-22 is proof that you have liability coverage; it’s provided by your insurance company and given to the Illinois Secretary of State.

If any of the following conditions apply to you, you might need an SR22:

  • You’ve received a DUI or a DWI
  • You’ve been convicted of 3 or more mandatory insurance violations
  • You’ve been suspended under the Safety Responsibility Law due to an uninsured accident

Request Your Free Chicago Motorcycle Insurance Quote Now

Chicago is a beautiful city to ride your motorcycle in. Whether you love riding by the lake or in the Loop, we don’t blame you. Of course, you just need to make sure you have the right motorcycle insurance coverage.

To get the cheapest Chicago motorcycle insurance rates, use Accurate Auto. Just enter your zip code to get your free quote now.

You can also contact us online or call us at (708) 599-4900 with any questions.