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Insuring Cars Under the Same Policy

Published on November 14th, 2018

If you are part of a growing family, chances are, there is more than one car that needs to be insured. You may be wondering how many cars can be insured under the same policy in order to save money. Here is what Accurate Auto Insurance, one of the best auto insurance companies in Chicago, wants you to know.

Multi-Car Insurance

If you are looking for an easy way to save money, you can insure multiple vehicles under the same policy. When you insure multiple cars under the same policy, you pay less than you would to insure each car individually. The only reason it may be more expensive to insure two cars is if one driver has been charged with a major incident such as a DUI.


In order for your vehicles to qualify to be under the same policy, you simply need to insure them under the same insurance policy. To do this, you’ll need information such as the VIN and the lienholder information for the vehicles as well as your driver license. There is typically a maximum of four or five vehicles under a single policy.

Other restrictions may include the coverage for each car to be identical to make sure there is no confusion. However, you can adjust collision coverage and comprehensive coverage between vehicles.

Last, but not least, keep in mind that our auto insurance company in Illinois insures the vehicle rather than the driver. This means that coverage for each car stays the same regardless of who is driving it.

Contact our team at Accurate Auto Insurance if you have more questions about insuring multiple vehicles under the same policy.

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