SR-22 Insurance in Elgin

SR22 Insurance in Elgin, IL

Reliable and Affordable Car Insurance from Accurate Auto Insurance

Driving a vehicle of any kind comes with a high level of responsibility, and seeing as so many risks come with getting behind the wheel, it is understandable that there are certain requirements drivers must meet in order to have a license.

One such requirement is car insurance. Without insurance, damages that result to your vehicle or another’s when you are involved in any type of accident won’t be covered, and you will have to pay entirely out of pocket for expenses. Additionally, having insurance means you are trusted on the road by your insurance company.

Finding affordable insurance can be difficult for many drivers, and it’s even more difficult for drivers who have been labeled high-risk. Some high-risk drivers are required to carry what is known as SR-22 insurance.

What is SR-22 Insurance?

SR-22 insurance coverage is an automobile liability certificate that proves a driver has the minimum insurance coverage required to drive in the state. For some high-risk drivers, SR-22 allows them to get back on the road after having their license revoked, committing multiple driving offenses, being convicted of a DUI, or other infractions.

SR-22 is available through your insurance company, which means that if you have been instructed by the Secretary of State’s office in Illinois to obtain SR-22, Accurate Auto Insurance is here to help. We offer clients SR-22 insurance in Elgin, IL, allowing residents to regain their driving privileges at costs they can afford.

Why Do I Need SR-22 Insurance?

You may need to obtain SR-22 in Illinois if you are considered a high-risk driver. There are various reasons why this might become a requirement, but the bottom line is that if it does, you will need an SR-22 certificate to drive legally.

Reasons You Might Need SR22 in Elgin

Most people don’t have a perfect driving record, but SR-22 insurance is required in Elgin, Illinois for many high-risk drivers. Below is a list of reasons you may be considered a high-risk driver by the Secretary of State.

  • Driving Uninsured
  • Behind on Child Support
  • DUI
  • Unpaid Traffic Citations
  • Unsatisfied Judgment Suspensions
  • Driving with A Revoked or Suspended Driver’s License
  • Involved in an At-Fault Accident while Driving Uninsured
  • Major Moving Violations
  • Multiple Tickets/Moving Violations within Last 12 Months

Keep SR-22 Active

SR-22’s are required for three years in Illinois, and if for some reason you are late on a payment and your SR-22 coverage is terminated, you will no longer be able to legally drive in the state of Illinois. This is why it’s so important to make sure you are up to date on payments.

To make sure your SR-22 is active and up to date, contact your insurance company or the Secretary of State.

Contact Accurate Auto Insurance Today

Accurate Auto Insurance prides itself on reliability and experience. Our aim is to help our customers save money and stay safe on the roads. When you are in need of SR-22 coverage, affordable auto insurance for one or multiple vehicles, or other related services, Accurate Auto Insurance has your back!

Call us today to receive an instant insurance quote from your trusted Elgin auto insurance company!


“Had a great experience dealing with this company. After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

– Monica S. Chicago, IL

“I have had insurance with Accurate for over 5 years. What a great company to work with. The employees are great and very friendly.”

– Ken G. Chicago, IL
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