Get An Instant Quote | Cheap Car Insurance in Champaign, IL

Car Insurance in Champaign, IL

Cheap Car Insurance in Champaign, IL | Get An Instant Quote

Champaign is a city in central Illinois with over 89,000 residents. It’s also home to the University of Illinois. There are many drivers in Champaign who own vehicles they use to commute to and from work, home, and school.

If you’re searching for cheap car insurance in Champaign, IL, you need to find providers that offer dependable, affordable coverage. At Accurate Auto Insurance, we can help you compare all of your options quickly and easily.

Contact us today at (800) 999-1034 to request an instant Champaign car insurance quote!

Minimum Auto Insurance Requirements in Champaign, IL

It’s illegal to drive without auto insurance in Champaign, IL and throughout the state. The minimum required Illinois vehicle auto insurance coverage is as follows:

  • $25,000 for injury or death of one individual per accident
  • $50,000 for injury or death of more than one individual per accident
  • $20,000 for property damage per accident

If you’re struggling to pay car insurance costs or you don’t drive very often, a minimum coverage plan might be suitable. However, should you be involved in an accident, minimum coverage is unlikely to cover all of your expenses.

At Accurate Auto Insurance, we help drivers in Champaign find insurance they can afford with preferred coverage. Whether you’re searching for a full coverage plan, or a policy with roadside assistance, we can help. Our representatives are trained to find the best rates available in your area.

What Factors Can Impact Your Insurance Rates in Champaign?

When insurance providers evaluate a driver to calculate their monthly rate, they consider various factors, such as location and car model. Some of these factors include the following:

  • Driving Record
  • History of DUIs
  • Claims History
  • Car Make and Model
  • Yearly Mileage
  • Your Age
  • Your Gender
  • Marital Status
  • Zip Code
  • Your Credit Score
  • Use of Vehicle

Some car insurance companies will offer discounts for things like driving certificates or installation of anti-theft devices on your vehicle.

At Accurate Auto Insurance, we help you find the best deals available, regardless of your driving history, age, or location.

Why Choose Accurate Auto Insurance

At Accurate Auto Insurance, we’re dedicated to making sure you get quality car insurance at rates you can afford. We work with numerous insurance companies in Illinois to find our customers the best deals possible. We also have extensive experience working with insurance providers, which means we’re familiar with the many discounts available to you.

We know how hard it is to find cheap auto insurance in Champaign, IL. If you have a bad driving record, it’s even more difficult, which is why we’re here to help! Whether you have a history of DUIs, poor credit, or you’ve been labeled a high risk driver, we can find you quality coverage at low rates.

We also help drivers find cheap SR-22 insurance, so don’t wait to get the coverage you need. Contact us today to speak to a representative and request an instant quote!

Contact Accurate Auto Insurance for Illinois Car Insurance Coverage

If you’re searching for cheap Champaign auto insurance, contact us today. We help individuals with all types of driving records find cheap car insurance rates throughout Illinois.

Contact us online or call us at (800) 999-1034 to protect yourself on the road.


“Had a great experience dealing with this company. After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

– Monica S. Chicago, IL

“I have had insurance with Accurate for over 5 years. What a great company to work with. The employees are great and very friendly.”

– Ken G. Chicago, IL
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