Purchasing auto insurance is a great way to protect both yourself and your car before getting behind the wheel. As a top provider of cheap car insurance in Illinois, we wanted to give you some tips about what you should know before making this investment.
Princeton Survey Research Associates International conducted a survey and found that 39 percent of American auto insurance policyholders have never bothered looking for more affordable rates. Almost half of the people in the study weren’t even aware of other insurance basics that would save them money. A little digging can go a long way financially.
Acquaint Yourself with Coverages
“Insurance” is a catch-all phrase, so do some digging on the differences between specific types of coverage like liability coverage, collision insurance, comprehensive coverage, etc.
Know How Much Coverage You Need
Consider how much you drive, where you drive, why you drive (personal vs. business reasons) and if you’re financing or leasing your car. Answering these questions will give you a better idea of what insurance to get.
High Deductible, Low Premium
These two things work together to determine the rates you can obtain. A higher deductible means you’re paying more out-of-pocket expenses in return for a lower premium.
We proudly offer cheap car insurance in Illinois; we want our customers to be able to afford our high-quality insurance at an affordable price. If you are looking to set up car insurance, Accurate Auto Insurance is here to help.