Common Motorcycle Insurance Frequently Asked Questions

Our Blog

2 minutes read

Motorcycle Insurance FAQs

Published by AccurateWP

As the warmer weather quickly approaches, you’re likely to see more and more motorcycles on the road. Although we provide auto insurance in Illinois, we also provide motorcycle insurance for our customers who prefer two wheels to four.

How much coverage is enough?

Just like auto insurance, the specifics of motorcycle insurance vary depending on your state and the individual buying it. We always recommend opting for additional coverage if you can handle it financially. This will give you peace of mind when you hit the road.

Is motorcycle insurance the same as car insurance?

Yes, these two things work the same way. You set a premium and, in the case of an accident or incident, you file a claim. Once you meet your deductible, we will help cover the rest.

What type of coverage do I need?

This all depends on how much you’re willing to pay to feel secure while you ride. If your bike is an older model and has little resale value, you might be okay with only liability coverage. But if you just bought a new bike, you’ll likely want to invest in a more comprehensive coverage plan to protect against both accidents and other things like theft.

If I get into an accident, will my rates go up?

It is likely, but your overall accident history will also play a part in determining this.

Riding a motorcycle can be an exciting, reliable source of transportation as long as you take the necessary safety precautions when doing so. Our auto insurance company in Illinois also provides motorcycle insurance. Visit our website to get a quote in seconds!

Recent Posts


“Had a great experience dealing with this company. After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

– Monica S. Chicago, IL

“I have had insurance with Accurate for over 5 years. What a great company to work with. The employees are great and very friendly.”

– Ken G. Chicago, IL
Find Auto Insurance

Find Auto Insurance


Get an Instant
Quote Now!