Every time you hit the road, you should feel confident that your damages will be covered in case you get into an accident. We provide some of the best home and auto insurance in Illinois, and our end goal is always to make sure our clients feel educated about car insurance. When it comes to car warranties versus car insurance, many people get confused between the two and what they entitle. Here’s what you should know.
Nearly every state requires drivers to carry auto insurance so that if you get in an accident and damage someone else’s vehicle or cause and injury, they will be compensated. You pay a premium, and, in return, you are covered if and when there is an accident. However, if the damages cost beyond a certain amount, you will have to pay the difference. If you have questions about what auto insurance is right for you, our professionals can help.
Auto warranties cover repairs that are not related to damage from an outside source. Depending on if your car is new or used, it may come with a factory warranty that can help cover your vehicle for a certain amount of time or miles. Car manufacturers may also offer extended warranties.
The main difference between the best home and auto insurance in Illinois that we offer, and auto warranties is the type of financial protection that they offer. Generally speaking, auto insurance covers you in case of a collision and warranties cover certain auto parts.