There are so many reasons to get excited for warmer weather. Breaking out your motorcycle is probably #1. But wait. Do you have motorcycle insurance? If not, don’t worry. Getting cheap motorcycle insurance isn’t as hard as it seems. Read on to discover the 5 things you need to know.
1))Motorcycle insurance is just as important as auto insurance.
You need to protect yourself, your bike, and others. Motorcycle insurance is vital. If you ride without insurance, you will have to pay state penalties and fines. It’s not worth the risk.
2) Motorcycle insurance requirements vary by state.
The majority of states require a minimum of liability coverage, but other types of insurance are optional. It’s important to be aware of your state’s requirements. Liability insurance includes bodily injury and property damage caused by you to other people. Sometimes Guest Passenger Liability is covered in it, but not always.
Here’s a summary of other common types of motorcycle insurance. Collision insurance covers damage to your own motorcycle while comprehensive coverage includes problems like theft or vandalism. Uninsured/underinsured motorist coverage covers for damages to you and your motorcycle by another uninsured/underinsured driver.
3) Don’t ride your bike in the winter? Pay less for your motorcycle insurance.
Winter is definitely rough on motorcycle owners. You want to be out there riding your bike–but it’s below zero. Time to store your motorcycle until spring. But why pay full price for your insurance when your motorcycle is just collecting dust in the garage?
Many northern states offer a “lay-up” policy where all coverage (except comprehensive) is suspended during winter when you’re not riding your bike. Is there an easier way to get cheap motorcycle insurance? (Actually, yes there is. Read on.)
4) You could be eligible for motorcycle insurance discounts.
Some insurance companies give discounts to graduates of training courses like the Motorcycle Safety Foundation courses. You also could get cheap motorcycle insurance if you’re a member of a motorcycle club.
5) Finding cheap motorcycle insurance isn’t hard.
If you use Accurate Auto Insurance, all you have to do is enter your zip code. Then you’ll get a free motorcycle insurance quote in seconds. We offer cheap motorcycle insurance to residents in Illinois, Indiana, Wisconsin, Mississippi, Missouri, Arizona, Pennsylvania, Texas, Georgia, Ohio, Michigan, Nevada, and New Mexico. What are you waiting for? Request a free motorcycle insurance quote now, then get back on your bike.
Once you get insured, it’s time to hit the road. Get going. Get your free motorcycle insurance quote now.
Any questions? Fill out a contact form or give us a call at 1-800-999-1034.