Cheap Car Insurance in Springfield, IL | Get A Quote Today

Car Insurance in Springfield, IL – Cheap Insurance Quotes

Protecting yourself, your vehicle, and your finances is easy with the right car insurance. At Accurate Auto Insurance, our team works to find you cheap car insurance in Springfield, IL, even if you have a poor driving record, bad credit, or history of traffic violations. Without car insurance, you risk facing serious legal and financial penalties, including license suspension in Illinois.

Minimum Coverage Requirements

In Illinois, every driver is required to carry the state minimum level of liability car insurance coverage. Drivers in Springfield, IL may struggle to find affordable car insurance if they are considered high risk drivers by insurance companies.

Some individuals with poor driving records, or whose licenses have been suspended, are also required to carry what is known as SR22 insurance in Illinois. SR22 is a certificate that proves a driver currently has the minimum level of liability coverage required by the state to legally operate a vehicle.

Illinois Minimum Auto Insurance Coverage

The minimum car insurance liability coverage required in Illinois is as follows:

  • $25,000 for bodily injury or death of one person in an accident
  • $50,000 for bodily injury or death per accident
  • $20,000 for property damage to another’s property

Other Types of Coverage Options

While you are legally covered with the liability limits listed above, it’s best to look at all your options before deciding on an insurance plan. A few other coverage options include:

  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Medical Payment Coverage
  • Liability Insurance Coverage
  • And More

Our team can find you cheap car insurance quotes in Springfield, IL, even if you’re considered high risk by insurers, have multiple traffic violations, or other variables are raising your rates.

Certain factors that can raise your car insurance rates in Illinois include:

  • Age
  • Gender
  • Marital Status
  • Credit Score
  • Type of Vehicle
  • Average Yearly Mileage
  • Use of Vehicle
  • Driving History
  • DUI Charges
  • Location

At Accurate Auto Insurance, we will help you find a car insurance plan that fits your needs and budget. We also help clients get affordable motorcycle insurance in Illinois.

If you live in Springfield and are struggling to find auto insurance that will give you peace of mind without breaking the bank, contact us today!

Accurate Auto Insurance – Cheap Quotes in Springfield, Illinois

If you’re searching for the best rates in Springfield, IL for car insurance, contact our team at Accurate Auto Insurance. Whether you have multiple traffic violations, bad credit, or are required to carry SR22, our representatives will help you get the cheapest rates for the coverage you need.

Call us at (800) 999-1034 to get an instant quote from our auto insurance experts in Springfield! We can answer any questions you have in regards to car insurance matters.


“Had a great experience dealing with this company. After calling a few places and not getting the service that I expected, a woman named Sofia Tapia from Accurate Auto was able to not only give me the answers I was looking for, but she did it with a positive attitude and and no hassle. I will definitely be sending friends her way. Thankful for the help I received.”

– Monica S. Chicago, IL

“I have had insurance with Accurate for over 5 years. What a great company to work with. The employees are great and very friendly.”

– Ken G. Chicago, IL
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